Buy-to-let landlords! Lime are the experts

If you're looking at purchasing a buy-to-let property, call 0115 8284914 to speak with our expert advisors.

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Buy-to-let mortgages

If you're a landlord or want to invest in a property as part of a business, speak to Lime and see how we can help. Call us on 0115 8284914 or email info@lime-financial.co.uk

What is a buy-to-let?

A buy-to-let mortgage is a mortgage specifically for a buy-to-let property. This is a property bought as an investment that will provide a rental income, rather than as a place you live.

What is a buy-to-let?
Apartment building from outside

Being a landlord

There are many different types of mortgages on offer. The one that is right for you will depend on a variety of things, including your current financial situation. Here at Lime, we will talk you through everything you will need to secure your first home.

Being a landlord
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Looking for a buy-to-let mortgage?

Call our team today on 0115 8284914 or email info@lime-financial.co.uk

Landlord insurance

Ensure your rental properties are fully covered.

Whether it's landlords cover, buildings cover or tenant cover, make sure you're approriately covered. Contact Lime for an appraisal on 0115 8284914 today.

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Buying a buy-to-let

What happens when buying a BTL property? Let’s run through how it works and how we can help below; or call us on 0115 8284914 or email info@lime-financial.co.uk.

  • How much you can borrow?

    Before you look for your new investment property, it's important to know what you can borrow for your BTL. Speak with a member of our team at Lime and we'll be able to help you create a plan for your application. This includes things such as rental income required, legal costs, surveys, mortgage fees etc.

  • Choosing a suitable property

    The fun part begins! Now you know how much you can afford, you can hit the web to find a property to rent out within your budget and speak your advisor at Lime to see if it's a match for your circumstances. If it's all ok, make an offer!

  • Make your application

    Once we've got everything in order for you, we'll make the application on your behalf to one of our many lenders; including those not available on the high-street.

  • The legal stuff

    Once the valuation has been done and a mortgage offer received, your solicitor will conduct all of the searches and legal work. That includes deposit transfer, exchange and completion day. It also involves liaising with the other solicitors if you are involved in a property chain.

  • Put it on the market to rent!

New to buy-to-lets?

Get answers to the most common buy-to-let questions on our Knowledge Base.

Can I get a mortgage?

Mortgages comes in all different shapes and sizes and which one to choose depends on your circumstances. We can help find the right one for you.

Employed

If you're employed and looking for a mortgage, we can help recommend the best solution for you.

Self-employed

Over 4.8 million people in the UK are self employed. We can help you apply for the right mortgage for your circumstances.

Contractor

If you're a contractor, we can help you secure the right mortgage with our whole of market access.

Adverse credit

Having adverse credit doesn't mean you can't get a mortgage! Our expert advisors can help you with your application!

Lending into retirement

If you are looking for a mortgage later in life, our brokers can find the right solution for you.

Company Director

If you're a director of a company, our advisors can help find the right mortgage for you.

Take your first step to becoming a Landlord today

Call our team today on 0115 8284914 or email info@lime-financial.co.uk

FAQs for BTL landlords

Mortgages comes in all different shapes and sizes and which one to choose depends on your circumstances. We can help find the right one for you.

Lime is a whole of market, independent, advised brokerage; this means we can help by ensuring we find the perfect solution for you, your investment property and your buy to let mortgage.

There are many BTL mortgage lenders in the market. Lime can advise which is the most suitable for you and your circumstances. This depends on various factors such as the rental income obtained from the property, your current income, the deposit size and house price. When the property is to be mortgaged and let out, it needs to be in a suitable, lettable condition.

Yes! Speak to us at Lime to review your options. This could be a like for like re-mortgage, or you could look to take equity out of the property for reasons such as house improvements or to purchase another buy to let.

Need more info on mortgages?

Get answers to the most common mortgage questions on our Knowledge Base.

See what our customers say

Mortgages comes in all different shapes and sizes and which one to choose depends on your circumstances. We can help find the right one for you.

“Highly recommended”

I would highly recommend Lime Financial. Charlotte was very informative and explained everything extremely well. She put my mind at ease straightaway and any worries I had we talked them through. She has kept me up to date consistently and helped with various different products such as buildings and contents insurance as well as life time cover. Thank you Charlotte!

Kelly N.
Nottingham

“Would defintely use again.”

My fixed rate was coming to an end on my current mortgage which meant that my monthly payments were going to increase substantially. Charlotte helped me find a new deal with a new lender and saved me a considerable amount of money on my monthly payments which is never a bad thing! The process and communication from start to finish was amazing I was kept in the loop the whole way and didn't have to do a great deal as she the hard work for me.

Jade
Nottinghamshire

“Would recommend 100%”

Friendly, well explained at every step of the way. No pressure discussion and recommendation that was perfectly suitable

Ryan
Barnsley

“Exceptional service”

Exceptional service from Charlotte at Lime Financial every step of the way through my mortgage application. Charlotte always gives you solutions instead of problems and was fantastic with her communication from start to finish, so I was always up to date with where things were at with the application. I'd highly recommend Lime for their efficient, slick and friendly service.

Antonio
Nottingham

“First class service”

Words can’t describe how much Charlotte has done for myself and husband. Absolutely gone above and beyond to help us remortgage, step by step and always so patient and positive. Thank goodness we found lime, they got us out of a pickle that’s for sure. Can’t recommend Lime and Charlotte enough.

Jodie
Nottingham

Find out why people trust Lime Financial for their mortgage needs

Call our team today on 0115 8284914 or email info@lime-financial.co.uk

Our lenders

Everyone will have different needs. At Lime we're able to work closely with your business to assess the right product for your business needs.

Here are just some of the lenders and providers we can access:

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Natwest Logo
Nationwide Logo
Virgin Money Logo
Santander Logo
Barlclays Logo
Liverpool Victoria Logo
Metro Bank Logo
Aviva Logo
Lendinvest Logo
Uinsure Logo
AIG Logo
Loughborough Building Society Logo
Mansfield Building Society Logo
Leeds Building Society Logo
Aegon Logo
Vitality Logo
Zurich Logo
Scottish Widows Logo
Metlife Logo
Halifax Logo
Loan.co.uk Logo
Canada Life Logo
Fluent Logo

Speak to Lime about your buy-to-let mortgage needs

Call our team today on 0115 8284914 or email info@lime-financial.co.uk

Buy-to-let

Speak to the experts about your buy-to-let mortgage needs.

Our expert team can help you with your buy-to-let needs. Call us today on 0115 8284914 or email info@lime-financial.co.uk

Request a callback