Who are Lime?
At Lime Financial, we aim to help people achieve their financial goals and dreams, whether that be your first home, a new home, or an investment purchase.
Our team has over 15 years of financial and mortgage experience
At Lime Financial, we provide a simple, modern day approach for everyone’s personal mortgage needs. We care about you and your mortgage, and we are with you every step of the way, from start to finish, and in the future. Getting the right mortgage can be difficult……deciding where to go, what to do and who to trust. The team at Lime Financial Limited have over 15 years’ experience in helping people with their home and property buying journeys.
We provide tailored advice to each of our clients
Lime prides itself on our personal, honest and approachable nature, providing clear advice through our professionalism and experience. We are committed to putting our clients at the heart of everything we do and this is achieved by ensuring we understand your needs and requirements, knowing that one hat does not fit all, ensuring you always end with the right mortgage for you.
Our company and our advisors are fully qualified and FCA regulated
Lime Financial is Directly Authorised by the Financial Conduct Authority (FCA) under licence 930767. In addition, our Managing Director, Charlotte Rafferty, is also approved by the regulator (under number CXR26593). All of our advisors are fully qualified to provide mortgage and protection advice via the London Institute of Banking and Finance and have been certified by the FCA. This means you’re truly in safe hands with us.
We work with over 100 mortgage lenders and insurance providers
With whole of market access to mortgages and protection products, we work with a range of providers to bring you the best deals.
Here are just some of the lenders and providers we can access:
FAQs about Lime Financial
Finding the right mortgage broker can be one of the most important steps in finding the right deal for you. Here are some of the frequently asked questions.
Lime Financial provides a whole of market, independent, advised level of service for both mortgages and protection. We can help with first time buyers, new home purchases and home movers, re-mortgages, buy to let mortgages, commercial mortgages, protection and insurances plus much more!
Yes! Lime Financial is regulated by the Financial Conduct Authority (FCA) under licence 930767. Click here to find out more: https://register.fca.org.uk/
Lime Financial’s Managing Director is Charlotte Rafferty. Charlotte has 15 years’ experience within financial services and achieved her full CeMAP qualifications, for mortgage advice and practice, via the London Institute of Banking and Finance in 2011. This was following obtaining her BSc (Hons) in Psychology and Criminology and MSc the following year in Applied Psychology. Charlotte has held various roles across the financial services industry prior to founding Lime Financial, including senior management functions, Head of Department, and Compliance and Oversight roles.
Arran Bailey has been in property acquisition and development since 2008, when he purchased his first buy to let investment in Nottingham. He has since grown his portfolio substantially acquiring large commercial properties, which have been transformed into beautiful apartments for modern day living, along with bespoke student accommodation, retail outlets and shopping centres. Arran is community focused, adding value to the areas he invests and converts. He has other multiple business propositions which include highly successful Lettings Agencies, Block Management companies and a Property Auction House, further adding to his experience and knowledge within the industry. Testament to Arran’s success, Arran has won several awards for his business accomplishments over the pat 5 years and in addition to his achievements, he is charity focused and believes in giving back to the community. ALB sponsors various local football teams and every year, you’ll see him gathering donations and Christmas presents to give to several hospital children’s wards all over the UK.
See what our customers say
Mortgages comes in all different shapes and sizes and which one to choose depends on your circumstances. We can help find the right one for you.
I would highly recommend Lime Financial. Charlotte was very informative and explained everything extremely well. She put my mind at ease straightaway and any worries I had we talked them through. She has kept me up to date consistently and helped with various different products such as buildings and contents insurance as well as life time cover. Thank you Charlotte!
“Would defintely use again.”
My fixed rate was coming to an end on my current mortgage which meant that my monthly payments were going to increase substantially. Charlotte helped me find a new deal with a new lender and saved me a considerable amount of money on my monthly payments which is never a bad thing! The process and communication from start to finish was amazing I was kept in the loop the whole way and didn't have to do a great deal as she the hard work for me.
“Would recommend 100%”
Friendly, well explained at every step of the way. No pressure discussion and recommendation that was perfectly suitable
Exceptional service from Charlotte at Lime Financial every step of the way through my mortgage application. Charlotte always gives you solutions instead of problems and was fantastic with her communication from start to finish, so I was always up to date with where things were at with the application. I'd highly recommend Lime for their efficient, slick and friendly service.
“First class service”
Words can’t describe how much Charlotte has done for myself and husband. Absolutely gone above and beyond to help us remortgage, step by step and always so patient and positive. Thank goodness we found lime, they got us out of a pickle that’s for sure. Can’t recommend Lime and Charlotte enough.