Moving to a new home? We can help

If you're moving to a new home, call 0115 8284914 to speak with our expert mortgage advisors and find out how Lime Financial can help.

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Making the big move? We can help!

Whether you're upsizing, downsizing or just looking for a change, Lime Financial can help you with moving home. Speak to us today on 0115 8284914

Home mover mortgages

You're on the up! If you're moving home, Lime can help you find the ideal mortgage for your move. You are likely to move home more than once in your life and Lime can help make moving your mortgage easy.

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Growing with you

When moving home, whether that is upsizing or downsizing, Lime will look for the perfect mortgage and outcome for you and your circumstances. This could be either staying with your current lender or moving to a new one. Speak to our team who will advise you on which path to take for your circumstances.

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Finding the best deal

With so many providers and different options out there, finding the right mortgage for you can be a complicated and time-consuming process. Speak to our mortgage advisors at Lime and we can help find the right mortgage for your new home.

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Get a better deal with Lime

Call our team today on 0115 8284914 or email info@lime-financial.co.uk

What types of mortgages are there?

So you want to move home? Let us explain a little more about the different types of mortgages and how they work.

Here's a list of the most common type of mortgages:

Fixed-rate

A fixed-rate mortgage offers you a guaranteed interest rate on your mortgage for a fixed period of time.

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Variable rate

With a variable rate, your payments can go up and down dependent on the Bank of England, standard variable rate or a discounted rate.

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Repayment

You pay back part of the mortgage capital and interest each month.

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Interest only

Each month you only pay the interest outstanding on the mortgage, meaning that the capital sum remains the same throughout the period.

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Part & part

Where one section of the loan is on a repayment basis, and the second part of the loan is on an interest only basis.

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Specialist mortgages

Some borrowers have more complex borrowing needs. At Lime, we can find a solution to your situation.

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Need more info on mortgages?

Get answers to the most common mortgage questions on our Knowledge Base.

Moving home

Take your first step to moving home today

We can help you find the right mortgage for your move. Call our team today on 0115 8284914 or email info@lime-financial.co.uk

Request a callback

The house buying process

What happens when buying a house? Let’s run through how it works and how we can help. This a simplified version so for more information, visit our Knowledge Base.

  • How much you can borrow?

    Before you start scrolling through websites looking for new dream home, it's important to know what you can afford. It’s also a good idea to get a valuation of your current home together with your current remaining mortgage balance. This way you can work out how much equity is in your home for your new deposit. Speak with a member of our team at Lime and we'll be able to help you create a plan for your new home application. This includes things such as budgets, legal costs, surveys, mortgage fees etc.

  • Find your dream home

    The fun part begins! Now you know how much you can afford, you can hit the web and find a house you like within your budget and speak your advisor at Lime to see if it's a match for your circumstances. If it's all ok, make an offer!

  • Make your application

    Once we've got everything in order for you, we'll make the application on your behalf to one of our many lenders; including those not available on the high-street.

  • The legal stuff

    Once the valuation has been done and a mortgage offer received, your solicitor will conduct all of the searches and legal work. That includes deposit transfer, exchange and completion day. It also involves liaising with the other solicitors if you are involved in a property chain.

  • Move in!

Need more info on the process?

Get answers to the most common mortgage questions on our Knowledge Base.

FAQs for home movers

Mortgages comes in all different shapes and sizes and which one to choose depends on your circumstances. We can help find the right one for you.

Some of the costs you could expect when moving home include: mortgage application and completion fees, legal fees, stamp duty, buildings and contents insurance, removal and storage costs and redirecting mail.

Depending on your current situation, you may have several options available to you, for both upsizing and downsizing. Speak to our advisors at Lime who will talk you through all of your possibilities and what you would like to achieve.

How much you can borrow will depend on your individual circumstances and the amount of equity and deposit you have. If you speak to one of our advisers, they'll be able to assess your situation and find out how much you can borrow based on your current situation.

Need more info on mortgages?

Get answers to the most common mortgage questions on our Knowledge Base.

Can I get a mortgage?

Mortgages comes in all different shapes and sizes and which one to choose depends on your circumstances. We can help find the right one for you.

Employed

If you're employed and looking for a mortgage, we can help recommend the best solution for you.

Self-employed

Over 4.8 million people in the UK are self employed. We can help you apply for the right mortgage for your circumstances.

Contractor

If you're a contractor, we can help you secure the right mortgage with our whole of market access.

Adverse credit

Having adverse credit doesn't mean you can't get a mortgage! Our expert advisors can help you with your application!

Lending into retirement

If you are looking for a mortgage later in life, our brokers can find the right solution for you.

Company Director

If you're a director of a company, our advisors can help find the right mortgage for you.

Take your first step to moving home today

Call our team today on 0115 8284914 or email info@lime-financial.co.uk

See what our customers say

Mortgages comes in all different shapes and sizes and which one to choose depends on your circumstances. We can help find the right one for you.

“Highly recommended”

I would highly recommend Lime Financial. Charlotte was very informative and explained everything extremely well. She put my mind at ease straightaway and any worries I had we talked them through. She has kept me up to date consistently and helped with various different products such as buildings and contents insurance as well as life time cover. Thank you Charlotte!

Kelly N.
Nottingham

“Would defintely use again.”

My fixed rate was coming to an end on my current mortgage which meant that my monthly payments were going to increase substantially. Charlotte helped me find a new deal with a new lender and saved me a considerable amount of money on my monthly payments which is never a bad thing! The process and communication from start to finish was amazing I was kept in the loop the whole way and didn't have to do a great deal as she the hard work for me.

Jade
Nottinghamshire

“Would recommend 100%”

Friendly, well explained at every step of the way. No pressure discussion and recommendation that was perfectly suitable

Ryan
Barnsley

“Exceptional service”

Exceptional service from Charlotte at Lime Financial every step of the way through my mortgage application. Charlotte always gives you solutions instead of problems and was fantastic with her communication from start to finish, so I was always up to date with where things were at with the application. I'd highly recommend Lime for their efficient, slick and friendly service.

Antonio
Nottingham

“First class service”

Words can’t describe how much Charlotte has done for myself and husband. Absolutely gone above and beyond to help us remortgage, step by step and always so patient and positive. Thank goodness we found lime, they got us out of a pickle that’s for sure. Can’t recommend Lime and Charlotte enough.

Jodie
Nottingham

Find out why people trust Lime Financial for their mortgage needs

Call our team today on 0115 8284914 or email info@lime-financial.co.uk

Protection and insurances

Secure your income and mortgage with our protection offering

We can help you find the right protection for your home. Call our team today on 0115 8284914 or email info@lime-financial.co.uk

Our protection services