Remortgaging your home? We can help!

If you're planning to remortgage your home, our expert mortgage advisors can advise you. Call 0115 8284914 to find out more.

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Speak to Lime about remortgaging

If you're looking to remortgage your home, it's important to know the benefits and the costs. Speak to us today on 0115 8284914

What is a remortgage?

A remortgage is where you take out a new mortgage on the property you currently own, either to replace your existing mortgage, or to borrow additional funds against your property.

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Why would I remortgage?

People remortage their homes for a number of reasons. This could be to get a better deal, pay off their mortgage faster or release equity from their home. Speak to a member of our team and find out how we can help.

Why should i remortgage?
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What are the benefits?

In some cases, homeowners can save hundreds of pounds a year by moving their mortgage to a more attractive rate. Remortgaging can also work if your property has increased in value and you want to release some money from the equity tied up in your home, or if you want to reduce the term of your mortgage by increasing your monthly payment.

Get in touch with lime
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Get a better deal with Lime

Call our team today on 0115 8284914 or email info@lime-financial.co.uk

What types of mortgages are there?

So you want to remortgage your home? Let us explain a little more about the different types of mortgages and how they work.

Here's a list of the most common type of mortgages:

Fixed-rate

A fixed-rate mortgage offers you a guaranteed interest rate on your mortgage for a fixed period of time.

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Variable rate

With a variable rate, your payments can go up and down dependent on the Bank of England, standard variable rate or a discounted rate.

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Repayment

You pay back part of the mortgage capital and interest each month.

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Interest only

Each month you only pay the interest outstanding on the mortgage, meaning that the capital sum remains the same throughout the period.

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Part & part

Where one section of the loan is on a repayment basis, and the second part of the loan is on an interest only basis.

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Specialist mortgages

Some borrowers have more complex borrowing needs. At Lime, we can find a solution to your situation.

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Need more info on mortgages?

Get answers to the most common mortgage questions on our Knowledge Base.

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Benefits of a remortgage

There are lots of reasons why you might want to remortgage your home. Here’s just a few of the reasons you might want to remortgage.

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Get a better deal

You could save money each month by lowering your monthly repayments.

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Pay off your mortgage faster

Restructure your mortgage so that you can pay it off quicker and also save money on your overall cost.

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Repay a debt

You could save money each month by reducing your monthly outgoings.

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Release some funds

This could be for home improvements or for a gift to a family member.

Need more information about remortgaging?

Call our team today on 0115 8284914 or email info@lime-financial.co.uk

FAQs for remortaging

Mortgages comes in all different shapes and sizes and which one to choose depends on your circumstances. We can help find the right one for you.

Whether you should remortgage or not will depend on your individual circumstances and needs. If you’re looking to reduce your overall outgoings, then a mortgage with a lower interest rate may be a good option for you.

You can remortgage at any time, however it may not always be the right time. You may want to consider when your current fixed rate mortgage deal ends, when you can save money by remortgaging, even after paying arrangement and exit fees or when you own enough equity in your current property.

How much you can borrow will depend on your individual circumstances and the amount of equity and deposit you have. If you speak to one of our advisers, they'll be able to assess your situation and find out how much you can borrow based on your current situation.

Need more info on remortgaging?

Call our team today on 0115 8284914 or email info@lime-financial.co.uk

Can I get a mortgage?

Mortgages comes in all different shapes and sizes and which one to choose depends on your circumstances. We can help find the right one for you.

Employed

If you're employed and looking for a mortgage, we can help recommend the best solution for you.

Self-employed

Over 4.8 million people in the UK are self employed. We can help you apply for the right mortgage for your circumstances.

Contractor

If you're a contractor, we can help you secure the right mortgage with our whole of market access.

Adverse credit

Having adverse credit doesn't mean you can't get a mortgage! Our expert advisors can help you with your application!

Lending into retirement

If you are looking for a mortgage later in life, our brokers can find the right solution for you.

Company Director

If you're a director of a company, our advisors can help find the right mortgage for you.

Take your first step to getting a better mortgage deal today

Call our team today on 0115 8284914 or email info@lime-financial.co.uk

See what our customers say

Mortgages comes in all different shapes and sizes and which one to choose depends on your circumstances. We can help find the right one for you.

“Highly recommended”

I would highly recommend Lime Financial. Charlotte was very informative and explained everything extremely well. She put my mind at ease straightaway and any worries I had we talked them through. She has kept me up to date consistently and helped with various different products such as buildings and contents insurance as well as life time cover. Thank you Charlotte!

Kelly N.
Nottingham

“Would defintely use again.”

My fixed rate was coming to an end on my current mortgage which meant that my monthly payments were going to increase substantially. Charlotte helped me find a new deal with a new lender and saved me a considerable amount of money on my monthly payments which is never a bad thing! The process and communication from start to finish was amazing I was kept in the loop the whole way and didn't have to do a great deal as she the hard work for me.

Jade
Nottinghamshire

“Would recommend 100%”

Friendly, well explained at every step of the way. No pressure discussion and recommendation that was perfectly suitable

Ryan
Barnsley

“Exceptional service”

Exceptional service from Charlotte at Lime Financial every step of the way through my mortgage application. Charlotte always gives you solutions instead of problems and was fantastic with her communication from start to finish, so I was always up to date with where things were at with the application. I'd highly recommend Lime for their efficient, slick and friendly service.

Antonio
Nottingham

“First class service”

Words can’t describe how much Charlotte has done for myself and husband. Absolutely gone above and beyond to help us remortgage, step by step and always so patient and positive. Thank goodness we found lime, they got us out of a pickle that’s for sure. Can’t recommend Lime and Charlotte enough.

Jodie
Nottingham

Find out why people trust Lime Financial for their mortgage needs

Call our team today on 0115 8284914 or email info@lime-financial.co.uk

Remortgage

Get a better deal on your mortgage

Speak to a member of our team to see how lime can help you with remortgaging your home. Call our us on 0115 8284914 or email info@lime-financial.co.uk

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